Terms of use

Terms of website use

This page tells you the terms of use on which you may make use of our website (“our site”), which is operated by WDFC SA.

WDFC SA is a credit intermediary and provides services to WDFC UK Limited. WDFC SA is registered in Switzerland. Registered number: CH-660-2693011-8, 15864/2011. Registered address: Rue de la Fontaine 15,1204 Geneva, Switzerland. WDFC SA is authorised and regulated by the Financial Conduct Authority in relation to consumer credit loans. Financial Services Register Interim Permission Number 648408.

WDFC UK Limited is authorised and regulated by the Financial Conduct Authority in relation to consumer credit loans. Financial Services Register Interim Permission Number 611974. Registered in England and Wales. Registered Number: 6374235. Registered Address: 88 Crawford Street, London, W1H 2EJ.

This website is protected by copyright, trade mark, database right and other laws. We (or our licensors) own all right, title and interest in and to it. Except to the extent expressly permitted by law, you may not copy, modify, reproduce, reverse engineer or disassemble this website.

Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. We may revise these terms of use at any time, so please check them regularly to take notice of changes as they are binding on you.

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to suspend, withdraw or amend the service we provide on our site, or the site itself, without notice (see below). We will not be liable if, for any reason, our site is unavailable at any time or for any period.

Intellectual property rights

All intellectual property rights in our site belong to us or our licensors. “Wonga” and “” are our registered trade marks.

Our status (and that of any contributors to our site identified as the authors of material on our site) must always be acknowledged.

You must not use any part of the materials or content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you use any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

No reliance on information posted

Commentary and other materials posted on our site are not intended to (and shall not) amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

Our site changes regularly

We aim to update our site regularly, and may change the content at any time. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

Our liability

Our site is provided to you on an “as is” basis and on an “as available” basis. The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy or completeness.

To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude; (i) all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; (ii) any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it; (iii) any liability for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable; and (iv) any liability for any loss or damage caused by a virus, trojan, worm, logic bomb or other material which is malicious or technologically harmful or a denial-of-service attack (each, a “Virus”) that may impact or affect your computer equipment, computer programs or data due to your access to or use of (including, without limitation, downloading from) our site.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Privacy statement

We only collect identifiable personal data or information that is specifically and voluntarily provided by you (for example, when you ask us a question or submit a comment via our site). If you provide us with personal data, we use it solely for the purposes for which it was provided. We are the data controller of any personal data collected through this website, and will process data in accordance with the Data Protection Act 1998.

We do not to share personally identifiable information with any third parties, unless required by law, or unless explicitly requested by you (and we agree to do so) or otherwise as set out in these terms of use. We recognise that your information is valuable and we take all reasonable measures to protect your information while it is in our care.

Personal data may be disclosed to other companies within the Wonga group where necessary to meet the purpose for which you have submitted the information. By submitting personal data to our site, you provide explicit consent to the transfer of such data for the fulfilment of your voluntary requests.


We may collect information about your computer including, where available, your IP address, operating system and browser type - for system administration and to report aggregate information to our advertisers.

This is statistical data about browsing actions and patterns and does not identify any individual. We may also obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer, which again does not identify any individual. This information is sent back to the server each time the browser requests a page from the server which enables the webserver to identify and track the web browser. For more information about cookies, please visit

By using our site, you agree to our use of cookies. To find out more about cookies and how we use them, click here. You can set your web browser to refuse cookies (or just to refuse third party cookies), but if you do this you may not be able to enjoy full use of the site.

Viruses, hacking and other offences

We do not guarantee that our site will be secure or free from Viruses. You must not misuse our site by knowingly introducing a Virus. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you. If you wish to make any use of material on our site other than that set out above, please address your request to

Links from our site

Where our site contains links to other sites and resources provided by third parties (“Third Party Material”), these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. Third Party Material is protected by copyright laws and other intellectual property rights. We accept no liability for any infringement by users of intellectual property rights owned by third parties.

Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.


We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

Your concerns

If you have any concerns about material which appears on our site, please contact

Thank you for visiting our site.

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